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Representative APR 1261%*

Amount of credit £200 borrowed for 28 days. Interest: £40.20 Interest rate: 262% per annum (fixed). Representative APR: 1261% Total amount payable: £240.20.

Warning: Late repayment can cause you serious money problems. For help go to

Terms & Conditions

This is the terms and conditions page of 12 Month Loans 24-7 and we welcome all our customers to it. We request and expect that all our customers should carefully read this page ahead of making use of this website. Only those who are willing to adhere to these terms and conditions are entitled to apply for loan through us. If you have any kind of apprehensions or if you are unwilling to abide by these terms and conditions then suggest that you do not make use of this website further. Your decision to make use of this website is your consent to these. Hence, we recommend that you are these terms, notes, conditions and disclaimers carefully before reaching any decision.

The services that you will come across while browsing through this website are solely meant for those UK citizens who are aged above 18 years of age. Yes, these loans are only created for people who are citizens of United Kingdom. If you are making use of this website or any of its services from any other place then are not responsible for the consequences. Any harm or damage that you bear while browsing this site is not our liability.

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At 12 Month Loans 24-7, we make sure that you get to enjoy the best of the services provided you are able to abide to these terms, notes and conditions. All the information, material, content and images that are published on this website are the property of 12 Month Loans 24-7 and none of you can make use of the same for any of your personal benefits. If we discovered that are using the same for any of your benefits then we can take legal action against you. Also the information available here is meant for general purpose and the decision you will be taking suing it are entirely yours. We have no role to play in it.